An independent car finance brokerage, over 25 years in

Essex Car Finance is established with many of the largest funding organisations in the UK, which lets us offer the most competitive rates available nationally at any given time. We continually monitor the marketplace and will always work to secure the best facility for your individual circumstances.

Whatever form your requirements take — hire purchase, leasing, balloon agreements, refinancing of balloon payments or existing assets — and whatever the asset — motor cars, plant, machinery, general business equipment, HGV, PSV, light commercial — for consumer or corporate funding, we can assist.

The success of our vehicle sourcing operation means we can also find your desired vehicle, new or used, tailored to your specification and often at a discounted price.

Essex Car Finance is run by Steve Hough CertAutoFS, who has worked in automotive finance for over 25 years. When you get in touch, he's who you'll deal with — no call centres, no hand-offs.

We also support dealers and intermediaries responding to lender data requests under the FCA motor finance redress scheme. For consumers, the scheme is free to use through your lender — our redress page explains how and links to the official resources.